Key ideas from Mohamed Afifi

• Stablecoins have grown from zero to $300 billion in assets over the last five years, evolving from crypto trading pairs to B2B infrastructure
• Cross-border payments using stablecoins bypass the Swift network entirely, increasing velocity and reducing costs with near-zero gas fees
• "Every company will be powered by stablecoins" within five to seven years according to Mo from Hi-Fi
• Japan represents a massive opportunity as the number two holder of US dollar treasuries globally for tokenized treasury applications
• Privacy is "extremely" important for financial institutions who don't want competitors seeing their transactions on public ledgers - Mo
• The UAE approved Dirham-backed stablecoins for cross-border movement, unlocking $4 billion annual flows to the Philippines alone
• Fragmentation remains the biggest challenge: developers spend hours choosing between different chains and stablecoin implementations
• Traditional financial institutions are exploring stablecoins for variation margin in TradFi contexts according to recent CFTC announcements